Schedule an individual consultation?
You are turning age 65 and have questions about Medicare?
You are over age 65 and thinking about retiring?
You already have Medicare and want to review your coverage options
Fill out the form below to schedule a no cost, no obligation individual consultation
We can help you understand medicare
Who is eligible?
Medicare is health insurance for people who are:
Over the age of 65
Younger than 65 who have qualified for Social Security Disability for longer than 24 months
Who have been diagnosed with either End Stage Renal Disease (ESRD) or Amyotrophic lateral sclerosis (ALS)
How does it work?
Original Medicare: comprised of 2 parts, Part A & Part B
Medicare Part A is inpatient hospital and skilled nursing coverage
Medicare Part B is outpatient coverage including outpatient surgeries, doctor's office visits, lab work, and machine tests (MRI's, CT scans, etc.)
Are there extra benefits?
If you only use original Medicare Parts A and B, there will be cost sharing for certain medical services. Enrolling in supplemental coverage can help cover some of those costs and also provide additional benefits such as:
Prescription Drug Coverage
Hearing Aid Benefits
People typically can supplement Medicare in one of two ways
Choose a Medicare Advantage plan:
Medicare Advantage (Part C)
Part C covers both Part A and Part B plus it provided additional benefits
Most Medicare Advantage plans cover prescription drugs
Additional benefits typically included are: dental, vision, hearing aids, fitness, transportation and much more
Add one or both of the following:
Medigap Policy: this is offered by private insurance companies and covers some costs not paid by Parts A and B
Medicare Part D: this is also offered by private insurance companies and helps cover prescription drugs
Which coverage option is right for you?
Schedule a free one on one with Michelle to review your options
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Michelle has over 15 years of experience to draw from when it comes to finding the healthcare plan that fits your needs. Because we work with all of the major carriers, you have plenty of options to find the perfect plan. We are here to guide you as we make this decision together.